How would you like to make your claim today?

Website claim

Complete the form to request your claim on our website.

Tell us about you

Tell us about your claim

We will process your claim. Please check your email for confirmation.
Oops! Something went wrong while submitting the form.

Call back claim

Give us your policy number and phone number and a rep will call you immediately.

Tell us about you

We will process your claim. Please check your email for confirmation.
Oops! Something went wrong while submitting the form.

Frequently asked questions

We’ve compiled this list of frequently asked questions to help you better understand the various types of coverage we offer and how they can protect your business. Whether you’re a fleet owner or an owner-operator, our goal is to provide you with the information you need to make informed decisions about your insurance needs. Feel free to contact us if you have any questions left.

What insurance coverage do I need as the truck owner operator?

As the owner operator, you will need physical damage insurance and non-trucking liability as well as occupational accident insurance. The motor carrier should provide primary liability and cargo coverage. Please make sure to check your lease agreement for the coverage required. Sometimes physical damage, non-trucking liability and occupational accident can be provided by the carrier

What is covered under Physical Damage Insurance?

It covers damages of your truck or trailer resulting from an accident and loss from vandalism, theft, fire, wind or hail.

What is covered under Non-Trucking Liability?

It covers expenses associated with injuries to others or damages of their property caused by you when using your truck for non-business purposes.

What insurance coverage do I need for my trucking fleet?

For a trucking fleet, you need comprehensive coverage including Trucking Liability, Cargo Insurance, Physical Damage, Occupational Accident, General Liability, and Umbrella Insurance (optional)

What happens if one of my trucks is involved in a multi-vehicle accident?

If one of your trucks is involved in a multi-vehicle accident, Trucking Auto Liability Insurance will cover bodily injury and property damage claims. If the total claims exceed your policy limits, Umbrella Insurance will provide additional coverage to protect your business from large financial losses.

What if the value of my cargo exceeds the policy limit?

If the value of your cargo exceeds the policy limit, you would need to cover the excess amount out of pocket. Consider discussing higher coverage limits with your insurance provider to ensure your policy meets the needs of your high-value shipments. However, Umbrella Insurance generally does not cover cargo claims, so it’s important to have adequate Cargo Insurance limits.